Bad Credit

Having a Bad Credit

Life with a bad credit rating can certainly make life challenging. You can struggle to receive a mortgage for a home, a car loan or even a credit card. In some cases, bad credit can even make it difficult to obtain good rates on auto insurance [...]
Credit Cards

Do I Need a Credit Card?

Having credit cards makes life much easier; the differences between Visa, MasterCard and an American Express card are significant, but having any one of them will make life easier. It is not impossible to go through life without owning a credit [...]